Whisk together the eggs and milk in a medium bowl. Set aside.

Add about 1/2 tablespoon butter to a large sauté pan. Heat to medium.

Add two slices of bread and heat until toasted. Add another 1/2 tablespoon of butter, flip the bread and toast the other side. Remove to a plate.

Repeat with the remaining two slices of bread.

Heat another tablespoon of butter in the pan. Add the ham, bell pepper and onion, and sauté a couple of minutes- until softened.

Add the egg mixture and sprinkle cheese on top. Sprinkle salt and pepper. Let the eggs cook until lightly browned underneath.

Then take a rubber spatula and drag them around until cooked all the way through. Remove from heat.

Assemble the sandwiches- divide the egg mixture between two slices of bread. Add ketchup, if desired. Top with the other piece of bread, slice in half and enjoy!